Programmable Money: Blacklists, Carbon Tracking — and Total Transaction Control?

Donate: 🙏 https://www.buymeacoffee.com/slobodnipoI Patrick says the main danger of CBDCs is programmability — because it enables limitless control at the transaction level. In his framing, authorities could decide who is allowed to buy, sell, or save — and could blacklist your money in real time, blocking transfers instantly. He also mentions a pre-CBDC example: a card product he says was launched in 2019 through a Mastercard partnership that tracked a user’s carbon footprint and could limit spending. Full episode: https://www.youtube.com/playlist?list=PLJTy3oXCzHShsVuJ-zfiGnx96nuR-BNWB WEB: https://slobodnipodcast.hr/2025/01/26/slobodni-podcast-101-james-patrick-cbdc-the-end-of-money/